What time will Social Security Direct Deposit hit …

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    A2A: Your benefits must be available to you by the opening of bank business on the day the check is actually due. Now, some banks will go ahead and deposit them as soon as they receive the wire transfer, which always comes to them a few days early. This depends on the individual bank’s policy.

    In any event, it must be made available as of opening of business on the due date.

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    Should be a little after midnight.

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    Social Security direct deposits are on the second, third, and fourth Wednesday of the month depending on your birthday.

    If your birthday is between the 1st to the 10th day of the month, your deposit will be on the 2nd Wednesday of the month.

    If your birthday is between the 11th to the 20th day of the month, your deposit will be the 3rd Wednesday of the month.

    If your birthday is between the 21st and the last day of the month, your deposit will be the 4th Wednesday of the month.

    There is a Social Security calendar posted online each year that indicates when Social Security deposits occur.

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    My and my wife’s checks are deposited on or around noon the day before when they are due to be paid. Hers is scheduled for the third Wednesday of the month and mine on the fourth Wednesday. This has been fairly consistent over the years with only an occasional variation by an hour or so. Hope this answers your question

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    To my knowledge they don’t say a time. They do say a day. Time depends on your bank.

    Most banks you can set up for a notice when deposits happen. My SS is a certain day of a certain week each month; never fails. I get message to my phone! But no time. Which is fine.

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    Generally at 12: 01 AM on your designated deposit day. For instance if your payment is due on the fourth Wednesday I’d each month, the deposit will appear in your account that morning.

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    Social Security Direct Deposited payments are posted at a bank’s beginning of business time on the date the payment is due.

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    You will get paid on one of the 4 Wednesdays of the month so when you get paid varies as much as 5 days difference but on the day you get paid it will be in your account a minute after midnight. Why they pay this way instead of a certain date is beyond me but then we are talking government and hardly anything they do makes sense.

    Social Security deposits are transmitted a few days early. Posting time depends upon your bank’s posting procedures. The funds will be available to you by the beginning of the banking day on the scheduled payment date at the latest.

    Unless you have been receiving Social Security benefits since before 1997, deposits are made on the 2nd, 3rd, & 4th Thursday of the month. If your birth date was between the 1st and 10th your pay date will be the 2nd Thursday of the month. If your birth date is between the 11th and the 20th it’s the 3rd Thursday. All others are paid in the 4th Thursday.

    Correction. Social Security deposits are scheduled on Wednesdays, not Thursdays. Thanks to Patrick Pine for the correction.

    It will appear in your bank account on the morning of the day it is due. If you are scheduled to receive the money on the third Wednesday of the month, for example, then you will see it at the bank’s opening time that day.

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    I have had my SSDI checks deposited onto a western union Netspend card since 2016 and found that there are 2 time periods all my deposits came on. The first is between noon and 1 pm the other between 4pm and 5pm. I get paid anywhere from the 28th-1st of the month but always by the first. Overall I’m pretty satisfied with them. Customer service is great and they have some of the best security ever! The only downside is sometimes I haven’t been paid on the estimated date but I do like it better than any bank account i ever had.

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